Block of Flats Insurance
When managing blocks of flats, there are a variety of risks that have the potential to cause serious consequences. Whether it be a contractor slipping in the stairway or a resident suffering injury, or damage to your property.
It is important to be prepared for the worst by understanding the risks associated with managing blocks of flats, proper risk management practices and robust cover. An essential part of this process is arranging the correct insurance to ensure you are protected.
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Block of Flats Insurance – Specialist Cover Options
Buildings Insurance
Protects the physical structure of your property against insured events such as fire, flood, storms, escape of water, vandalism and accidental damage.
Loss of Rent
Provides financial protection where an insured event makes the property uninhabitable and results in a loss of rental income, subject to policy terms and limits.
Legal Expenses Insurance
Can help with legal costs arising from certain disputes associated with property ownership or management, subject to the policy’s terms and conditions.
Alternative Accommodation
Can cover the cost of suitable temporary accommodation for residents if their homes become uninhabitable following an insured event, where this is included within the policy.
Property Owners’ Liability
Provides protection against legal liability arising from accidental injury to third parties or damage to their property in connection with the ownership of your building.
This may include incidents involving residents, visitors, contractors or members of the public.
Employers’ Liability
Protects against compensation claims from employees who suffer injury or illness arising from their employment.
This cover may be a legal requirement if you employ staff such as cleaners, caretakers or maintenance personnel.
Communal Contents Insurance
Provides cover for insured contents within communal areas of the building, such as furniture, carpets, fixtures and other shared items.
Terrorism Insurance
Provides protection against insured loss or damage caused by acts of terrorism, where this cover has been specifically arranged.
Why Choose Edison Ives for Blocks of Flats Insurance?
At Edison Ives, we believe arranging insurance should be straightforward, transparent and personal.
We take the time to understand your property, its occupancy, management arrangements and potential exposures before recommending suitable insurance solutions.
Through our relationships with specialist insurers and underwriting agencies, we can explore a range of insurance options to find cover that meets your requirements.
We focus on three things:
The right protection: Insurance tailored to the specific risks associated with your property.
Competitive premiums: Access to a range of insurance markets to help identify suitable and competitively priced cover.
Personal service: Experienced insurance professionals who are available to support you throughout the life of your policy.
Whether you own a single block of flats or manage a portfolio of residential properties, we’re here to help.
Who Are Edison Ives?
Arranging Blocks of Flats Insurance with Edison Ives is simple.
We’ll begin by understanding your property and its insurance requirements, including the building’s construction, occupancy, rebuilding value and claims history.
Our team will then approach appropriate insurance markets to obtain quotations and identify suitable cover.
We’ll explain the options available, including important policy conditions, exclusions and excesses, helping you make an informed decision.
Once you’re happy to proceed, we’ll help you arrange your insurance and discuss the payment options available, including potential monthly installment arrangements.
Our support doesn’t stop when your policy starts. We’re here to assist with ongoing insurance policy adjustments, renewals and claims support.
We have built strong relationships across the insurance market, enabling us to arrange cover for a diverse range of businesses and property owners.
Our approach is based on understanding our clients, providing practical advice and delivering a genuinely personal service.
Unlike a call centre, you’ll have access to experienced insurance professionals who take the time to understand your requirements.
We believe in building long-term relationships with our clients and helping them protect the properties and businesses they’ve worked hard to establish.
Edison Ives is proud to be a member of the British Insurance Brokers’ Association (BIBA).
To discuss your Blocks of Flats Insurance requirements, call 0113 3904646 or visit our Contact Us page.