Property Owners Insurance
Specialist property owners insurance for landlords,
property investors and commercial property owners.
At Edison Ives, we arrange insurance for residential
and commercial properties, helping you protect your
buildings, rental income and liabilities.
Whether you own a single investment property or manage
a larger portfolio, our experienced brokers can help
you find suitable cover at a competitive price.
Get a Property Owners Insurance Quote
Complete our quick quotation form and our team
will be in touch to discuss your requirements.
Specialist Property Owners Insurance
Owning and managing property involves a variety of
risks. From fire and flood damage to accidents involving
tenants, visitors or contractors, unexpected incidents
can have serious financial consequences.
Property owners insurance is designed to help
protect your investment against insured losses
and certain legal liabilities.
We take the time to understand your property,
its occupancy and your individual requirements
before approaching suitable insurance markets.
What Can Property Owners Insurance Cover?
Depending on your property, requirements and
the insurer selected, cover may include:
Buildings Insurance
Protection against insured damage to your
property caused by events such as fire,
storm, flood and other covered risks.
Accidental damage may also be available.
Loss of Rent
Cover for eligible rental income lost
when an insured event makes your
property uninhabitable or unusable,
subject to policy limits and conditions.
Alternative Accommodation
Cover towards eligible alternative
accommodation costs following insured
damage, where included in the policy.
Property Owners’ Liability
Protection against certain claims for
injury or property damage where you
are legally liable as a property owner.
Employers’ Liability
Cover for eligible claims involving
employees who suffer injury or illness
arising from their work at your property.
Communal Contents
Protection for eligible contents in
communal areas, such as furniture,
carpets and other shared furnishings.
Legal Expenses
Optional cover for specified legal
disputes and associated expenses,
subject to the policy terms.
Terrorism Insurance
Specialist cover for eligible property
damage and related losses arising
from insured acts of terrorism.
Not all covers are automatically included.
We’ll explain the options available, along with
important excesses, exclusions and conditions.
Insurance for Residential and Commercial Properties
We can help arrange insurance for a variety of
property types, subject to insurer acceptance:
- Residential buy-to-let properties
- Commercial investment properties
- Mixed residential and commercial buildings
- Blocks of flats and freehold buildings
- Property portfolios
- Unoccupied properties requiring specialist cover
Why Choose Edison Ives?
At Edison Ives, we believe good insurance broking
is about more than simply finding the cheapest premium.
Our experienced brokers have access to a range of
mainstream and specialist property insurance markets,
allowing us to explore suitable options for your circumstances.
We focus on understanding your risks, explaining the
cover available and providing personal service throughout
the life of your policy.
How to Get a Property Owners Insurance Quote
We’ll need some information about your property,
including its location, construction, occupancy,
sums insured and previous claims history.
We’ll then approach suitable insurers and explain
the quotations available, including relevant policy
conditions, excesses and exclusions.
Where available, we can also discuss monthly
payment options to help spread the cost.
Speak to Our Property Insurance Team
Looking for specialist property owners insurance?
Call us on
0113 390 4646