Specialist Shisha Lounge Insurance

Operating a shisha bar involves a unique
combination of risks, including fire hazards,
accidents involving customers, employee
injuries and damage to business property.

Because of these exposures, some standard
restaurant, bar or hospitality insurance
policies may exclude shisha activities
or impose specific conditions.

We take the time to understand how your
venue operates, including your shisha
preparation arrangements, smoking areas,
fire precautions and staffing.

Our aim is to help you arrange insurance
that reflects your actual business activities
and the risks associated with them.

What Can Shisha Bar Insurance Cover?

Depending on your business and the
insurer selected, available cover may include:

Shisha-related activities must be fully
disclosed to insurers. Cover may be subject
to specialist underwriting, exclusions,
warranties and fire safety requirements.

Understanding the Risks of Running a Shisha Bar

Fire and Property Damage

Shisha venues can face increased fire
risks associated with charcoal, heating
equipment, preparation areas and the
handling of hot materials.

Appropriate fire precautions, safe
charcoal storage and handling procedures,
suitable ventilation and regular
equipment maintenance are important
considerations.

Public Liability Risks

Customer accidents can lead to
potentially expensive liability claims.

Maintaining safe flooring, clear
walkways, suitable lighting and
appropriate safety procedures can
help reduce the risk of incidents.

Employers’ Liability Risks

Employees may be exposed to risks
involving manual handling, hot equipment,
slips, trips and other workplace hazards.

Suitable training, documented risk
assessments and appropriate health
and safety procedures can help
manage these exposures.

Theft and Crime

Shisha equipment, stock and cash
may present attractive targets for theft.

Appropriate security measures,
stock controls, cash-handling procedures
and suitable alarm systems can help
reduce these risks.

Why Choose Edison Ives for Shisha Bar Insurance?

At Edison Ives, we understand that
finding insurance for a shisha bar
can be more challenging than arranging
cover for a conventional hospitality venue.

Our experienced brokers can approach
specialist insurance markets and discuss
the cover available for your particular
business activities.

We aim to provide straightforward
advice, clear explanations of policy
terms and personal service throughout
the life of your insurance.

Dedicated Account Management

You’ll have a dedicated point of contact
who can assist with quotations, renewals,
policy changes and claims support.

How to Get a Shisha Bar Insurance Quote

To obtain a quotation, we’ll need
some information about your venue,
including its location, business
activities, turnover, staffing,
fire precautions and claims history.

We may also need details about
charcoal preparation, indoor and
outdoor smoking areas, ventilation
and the construction of your premises.

We’ll then approach suitable insurers
and explain any quotations available,
including important exclusions,
conditions and excesses.