Expertise

Business Insurance Products & Expertise

Specialist commercial insurance solutions for businesses of all sizes, across a wide range of industries.

At Edison Ives, we understand that every business is different. Whether you operate in a specialist industry, have unusual insurance requirements or simply want better advice, our experienced brokers are here to help.

We work with mainstream and specialist insurance markets to explore suitable protection for your business.

Explore Our Insurance Products

From everyday business insurance to complex and specialist risks, explore our range of insurance products and services below.

Commercial Combined Insurance

Flexible insurance that can combine property, liability and business interruption protection under one commercial policy.

Construction Insurance

Insurance for construction companies, contractors and trades, including liability, contract works, plant and equipment cover.

Tradesperson Insurance

Insurance for plumbers, electricians, builders and other trades, with options for liability, tools and equipment protection.

Work at Height Insurance

Specialist insurance for businesses working at height, including contractors undertaking higher-risk activities and specialist access work.

Rope Access Insurance

Specialist liability insurance for rope access technicians and businesses undertaking industrial rope access work.

Property Owners Insurance

Insurance for residential and commercial landlords, including buy-to-let, mixed-use and multi-tenanted properties.

Block of Flats Insurance

Buildings and liability insurance for residential blocks of flats, freeholders and property management companies.

Landlord Flood Insurance

Specialist insurance options for rental properties in flood-risk areas or with a history of flooding.

Motor Fleet Insurance

Insurance for businesses operating multiple vehicles, from smaller fleets to larger commercial operations.

Fleet Excess Protection

Specialist protection that may reimburse eligible motor fleet insurance excess payments, subject to policy terms.

Retail & Shop Insurance

Insurance for shops and retailers, including protection for stock, contents, liability and business interruption.

Manufacturers Insurance

Insurance for manufacturers, production facilities and industrial businesses, including machinery, stock and liability.

Security Company Insurance

Specialist insurance for security guards, alarm installers, CCTV contractors and other security businesses.

Facilities Management Insurance

Insurance for businesses managing commercial and residential facilities, maintenance and support services.

Pub & Bar Insurance

Insurance for pubs, bars and licensed premises, including property, liability and business interruption cover.

Nightclub Insurance

Specialist insurance for nightclubs and late-night entertainment venues.

Shisha Bar Insurance

Specialist insurance for shisha lounges and venues with shisha-related activities.

Vape Retailer Insurance

Insurance for retailers selling vaping products, e-liquids and associated equipment, subject to insurer acceptance.

Forecourt Insurance

Specialist insurance for petrol stations and forecourts, including pumps, canopies, stock and associated risks.

Medical Equipment Insurance

Insurance for medical equipment retailers, manufacturers, wholesalers and distributors.

Care Home Insurance

Specialist insurance for residential care homes and businesses operating within the care sector.

Coffee Roasters Insurance

Insurance for coffee roasting businesses, including property, machinery, stock and business interruption risks.

Airside Liability Insurance

Specialist liability insurance for contractors and businesses undertaking work in airport airside environments.

Demolition Insurance

Insurance for demolition contractors and businesses involved in dismantling structures and site clearance.

Asbestos Removal Insurance

Specialist insurance for businesses undertaking asbestos removal and associated contracting work.

Cyber Insurance

Protection against specified cyber incidents, data breaches, business interruption and associated response costs.

Professional Indemnity Insurance

Insurance for businesses providing professional advice or services, covering certain claims arising from errors, omissions or negligence.

Public & Employers’ Liability

Insurance for eligible third-party injury and property damage claims, and employee injury or illness claims.

Business Interruption Insurance

Protection against specified financial losses following an insured interruption to business operations.

Commercial Property Insurance

Buildings and associated insurance protection for commercial property owners, landlords and investors.

All insurance is subject to insurer acceptance, policy terms, conditions, exclusions and applicable limits.

Specialist Insurance for Difficult-to-Place Risks

Some businesses struggle to obtain insurance through standard online quotation systems because of their activities, claims history or individual circumstances.

We take the time to understand your business and present the relevant information to suitable specialist insurers.

High-Risk Businesses

Insurance for businesses undertaking activities that fall outside standard insurer underwriting criteria.

Refused or Declined Insurance

If insurers have declined to offer cover, we can review the circumstances and explore alternative specialist markets.

Flood-Affected Businesses

Insurance options for businesses in flood-risk locations or with previous flood claims.

Unusual & Emerging Industries

Specialist insurance enquiries for businesses operating in developing or less conventional sectors.

Insurance Previously Cancelled?

Having an insurance policy cancelled can make obtaining new cover more difficult, particularly where insurers require details of previous cancellations.

Cancellations can occur for a range of reasons, including missed payments, non-disclosure or breaches of policy conditions.

At Edison Ives, we can discuss the circumstances of your previous cancellation and explore whether specialist insurers may be willing to consider your business.

It is important to answer insurers’ questions about previous cancellations accurately and completely. Disclosure requirements depend on the questions asked and the applicable law.

Although we cannot guarantee that cover will be available, we’ll explain any options we are able to identify.

Speak to Our Business Insurance Team

Can’t find the insurance product you’re looking for?

Contact our team to discuss your business and the cover you require.

Call 0113 390 4646

Or email info@edinsure.co.uk

Request an Insurance Quote