Groundworkers Insurance - from Edison Ives
Groundworkers Insurance
If you are a groundworker, or employ people who are, or are involved in the groundwork industry, you know how difficult it is to source the right groundworkers insurance at the right price. It can be a laborious task as you call round, answering question after question, before either getting a sky-high quote, or no quote at all. At Edison Ives we understand your industry and we know the right markets to go to, meaning you get a quote quickly, and at a competitive price.
All the policies we arrange are tailored to your unique needs, and we can assist start-ups, sole traders, or large Limited companies. We have a range of specialist insurers and great relationships, so we are confident we can arrange the right policy for you. We have many years’ experience in the groundworkers insurance sector, and we can assist you with risk management tools if required. Call today on 0113 3904646.
Groundwork Insurance Solutions
As a groundworker and business owner, you are exposed to potential legal action, in respect to personal injury or property damage. These claims can be extremely high and without the right insurance can leave you in trouble. The right policy is there to protect you. It is important to note that even an allegation can incur significant costs to defend. Without the right cover you will be left to foot the bill. You will need specialist groundworkers insurance.
It is vital to realise that Insurance isn’t just about price. We want to make sure that if an insurance claim arises you are protected. When a claim happens, it is often a distressing experience. We will work with you to achieve a fair, favourable claim resolution whilst minimising disputes. Throughout the process you will have our direct contact details so that we are on hand to help. For more info email Edison Ives.
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Groundworkers Insurance Help
The cost of groundworkers insurance
This is all based on your perceived risk level. Each business is treated individually and assessed on their own merit. Therefore, it is vital that we understand your business and your safety procedures, so that we can portray your business correctly to the insurers. If you have had claims, then we need to discuss what has been implemented to improve risk management. As you can imagine higher risk locations often mean a higher premium, more employees equal a higher premium, a poor claims history will mean a higher premium.
Our advice on what liability limit to select
Unfortunately this is where we need to consider worst case scenarios. When selecting your indemnity limit, you need to consider what the maximum pay out may be following a catastrophic incident. With liability claims these can range from a few thousand to millions. Common Public Liability (PL) coverage ranges from £1m to £10m, but we have also had requests up to £20m, on an any one claim basis. Often there is a contractual requirement from the principal contractor, so it is important to check what they require in the first instance. For Employers Liability (EL) the majority of insurers offer £10m as standard but again it is possible to increase this.
Additional cover we recommend
We can include additional cover for your business, and incorporate insurance for tools and plant, business equipment, laptops and portable electronics, personal accident cover, legal expenses and excess reimbursement protection.
A Little Bit About Us
Getting a quote from Edison Ives
To source the groundworkers insurance quotation, we just need to understand a bit more about you and your business. We will then go about obtaining quotes, and then provide you with the best solution. In addition, we won’t just source insurance, we are there to act as your business insurance consultant, and support your business where possible. If you are happy with the quote you can pay there and then, via BACS or by taking out instalments and spreading the payments out over 6 or 10 monthly payments.
Who are Edison Ives?
At Edison Ives we’ve built up decades of experience and a network of groundwork insurance underwriter contacts. We have access to ‘broker only’ markets, niche markets, major markets, and specialist underwriting agencies. As we’re not tied to anyone, or owned by a big corporate, we use the markets we choose, meaning we go where we feel is best for you.
We’re an independent business, supporting other independent businesses. We’re a ‘different’ kind of insurance broker and we passionately support other small and medium sized businesses wherever possible. We protect your business as if it was our own.
When you deal with Edison Ives you will get a dedicated account manager. This will be the same person that arranges your quotation, speaks to you at renewal and should the worst happen co-manage your claim. All our account managers have a cap on how many clients they deal with to ensure that that personal service is never lost.
To discuss your insurance needs please call today on 0113 3904646, or visit our Contact Us page.
Our Clients Rate Us
As a tree surgeon, I was struggling to find insurance to suit my company needs. I spoke to Tony at Edison Ives, his service was outstanding and prompt. He tailored my cover to suit my needs. Would absolutely recommend.
I have been dealing with Edison Ives for a couple of years and fined that both Tony & Ged have in depth knowledge of the insurance required all the Staff are very friendly & always helpful we have developed a great working relationship which will continue for many years.
Edison Ives have provided me with a high standard of customer care and attention. Sarah and the team advised and sourced insurance cover that ensured our business properties and clients obtained a high level of service and value for money.
We have held our Fleet and Professional Indemnity insurances with Edison Ives for a couple of years now and the service has always been second to none.
Sarah and the team respond promptly to any queries and we have always found them to be extremely helpful and understanding of our business needs.
We would not hesitate to recommend Edison Ives to any prospective customers.
Thank you.
Clever Energy Boilers
Great Service as always from Sarah at Edison Ives. They provide an excellent, professional service for our Buildings and Contents insurance at our two Sites. Always a pleasure to deal with and nothing is ever too much trouble.
Dave Hill - Navigation Wealth Management
We are delighted with the service received from Edison Ives, Ged and the rest of the team. We wouldn't hesitate to recommend them to anyone in future! Their advice and recommendations have been invaluable to us. Very professional, efficient and extremely helpful.
Top guys, very informative and knowledgeable, great value , we did all of our public liability insurance with this team , and would strongly recommend them . 10 out of 10 👍
Very Professional and always goes the extra mile to get you the best deals. We have switched all our business and fleet to Edison Ives. Saved our company money, Brilliant Service and very helpful. Tony is excellent! Would highly recommend.
Gobind is extremely helpful and knowledgeable. He went above and beyond to arrange the cover we needed and I have no hesitation in recommending him.
Excellent follow up with all queries covered.
Extremely helpful and at very competitive cost
I would be happy to use again and recommend
I was referred to Edison Ives by the British Insurance Brokers Association and Tony was able to find an insurer that reduced my landlord cover from over £1300 to £495. I was over the moon and Tony made it all easy and straightforward. I would have no hesitation in recommending them to others.
As leaseholders we took the rights to manage our own flats. Not knowing anything about what needs to be done, Edison Ives (Tony) was of very good advice and guidance in taking out a building insurance for our flats. Clearly the personalised and trustworthy approach made us decide to work with them (as well as the money they made us save). I would highly recommend them to anyone taking on their rights to manage! Thanks.
I had a lot of problems trying to insure my rental new build flat, these guys were very courteous and solved the problem for me at a good price.
I found Edison Ives while searching for home insurance which would provide cover for a house which shares the property with a home-based boarding kennel business. Tony was able to find me a very competitive package, and walked me through the whole process step by step. Tony could not have done more to help me, and for a new-start business his help and advice was invaluable. Absolutely Five Star!
Customer service exceptional. Thanks to Edison Ives we got a competitive price for our block of flats insurance. Following that we had a claim and Ged helped us with this from start to finish. I would highly recommend.
Really very helpful. After having a claim in 2016, our premiums were extremely high. Edison Ives have found us a higher policy at a cheaper rate that our previous insurers.
Ged gave me comprehensive advice in simple English and I now feel reassured that I have the right cover at the right price. He understands me and my business and is a joy to deal with. Who knew insurance could be fun?!
Very easy to deal with and very professional. So much better than dealing with the massive impersonal call centres, and Edison Ives still came back with a better premium. As with all insurance, it's not the buying but the claims process that's important. I get the feeling that should a claim be necessary they will do everything possible to support.
As the Director and owner of Edmonds Recruitment, it was essential to me to be able to find a trusted insurance partner to help me find the right Business Insurance that worked for me and my industry. I highly recommend using Edison Ives and specifically Tony Suryavansi. He will take the time to listen and answer any questions you may have about your policy and should you need him in the future, Tony makes himself readily available for ongoing advice.
Excellent service. They saved me 100s of pounds on my building insurance policy!
I was really impressed with Edison Ives. They bent over backwards to arrange our business insurance. Nothing was too much trouble for them and they were a pleasure to deal with.
I can highly recommend Edison Ives. They have got me a really good price on my restaurant insurance and been really helpful throughout. Thanks a lot, I'll be moving all my insurance to them this year.
I find insurance documents long, complex and full of jargon. Thankfully Edison Ives' picked out the key points and communicated them clearly.
I had been with my broker for a number of years and I never realised I was paying more than I needed to. Edison Ives went through my existing policy, highlighted that I was under insured, and then they managed to source a new package that provided a lot more cover at a similar price.