Groundworkers Insurance - from Edison Ives
Groundworkers Insurance
If you are a groundworker, or employ people who are, or are involved in the groundwork industry, you know how difficult it is to source the right groundworkers insurance at the right price. It can be a laborious task as you call round, answering question after question, before either getting a sky-high quote, or no quote at all. At Edison Ives we understand your industry and we know the right markets to go to, meaning you get a quote quickly, and at a competitive price.
All the policies we arrange are tailored to your unique needs, and we can assist start-ups, sole traders, or large Limited companies. We have a range of specialist insurers and great relationships, so we are confident we can arrange the right policy for you. We have many years’ experience in the groundworkers insurance sector, and we can assist you with risk management tools if required. Call today on 0113 3904646.
Groundwork Insurance Solutions
As a groundworker and business owner, you are exposed to potential legal action, in respect to personal injury or property damage. These claims can be extremely high and without the right insurance can leave you in trouble. The right policy is there to protect you. It is important to note that even an allegation can incur significant costs to defend. Without the right cover you will be left to foot the bill. You will need specialist groundworkers insurance.
It is vital to realise that Insurance isn’t just about price. We want to make sure that if an insurance claim arises you are protected. When a claim happens, it is often a distressing experience. We will work with you to achieve a fair, favourable claim resolution whilst minimising disputes. Throughout the process you will have our direct contact details so that we are on hand to help. For more info email Edison Ives.
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Groundworkers Insurance Help
The cost of groundworkers insurance
This is all based on your perceived risk level. Each business is treated individually and assessed on their own merit. Therefore, it is vital that we understand your business and your safety procedures, so that we can portray your business correctly to the insurers. If you have had claims, then we need to discuss what has been implemented to improve risk management. As you can imagine higher risk locations often mean a higher premium, more employees equal a higher premium, a poor claims history will mean a higher premium.
Our advice on what liability limit to select
Unfortunately this is where we need to consider worst case scenarios. When selecting your indemnity limit, you need to consider what the maximum pay out may be following a catastrophic incident. With liability claims these can range from a few thousand to millions. Common Public Liability (PL) coverage ranges from £1m to £10m, but we have also had requests up to £20m, on an any one claim basis. Often there is a contractual requirement from the principal contractor, so it is important to check what they require in the first instance. For Employers Liability (EL) the majority of insurers offer £10m as standard but again it is possible to increase this.
Additional cover we recommend
We can include additional cover for your business, and incorporate insurance for tools and plant, business equipment, laptops and portable electronics, personal accident cover, legal expenses and excess reimbursement protection.
A Little Bit About Us
Getting a quote from Edison Ives
To source the groundworkers insurance quotation, we just need to understand a bit more about you and your business. We will then go about obtaining quotes, and then provide you with the best solution. In addition, we won’t just source insurance, we are there to act as your business insurance consultant, and support your business where possible. If you are happy with the quote you can pay there and then, via BACS or by taking out instalments and spreading the payments out over 6 or 10 monthly payments.
Who are Edison Ives?
At Edison Ives we’ve built up decades of experience and a network of groundwork insurance underwriter contacts. We have access to ‘broker only’ markets, niche markets, major markets, and specialist underwriting agencies. As we’re not tied to anyone, or owned by a big corporate, we use the markets we choose, meaning we go where we feel is best for you.
We’re an independent business, supporting other independent businesses. We’re a ‘different’ kind of insurance broker and we passionately support other small and medium sized businesses wherever possible. We protect your business as if it was our own.
When you deal with Edison Ives you will get a dedicated account manager. This will be the same person that arranges your quotation, speaks to you at renewal and should the worst happen co-manage your claim. All our account managers have a cap on how many clients they deal with to ensure that that personal service is never lost.
To discuss your insurance needs please call today on 0113 3904646, or visit our Contact Us page.
Our Clients Rate Us
Fantastic service from Maria and Ged at Edison Ives. Professional, friendly and courteous service, well done!
Amazing service. Quick and reliable help. Great for start-up businesses. Professional and very helpful staff. Will be back for sure. Strongly recommend.
Would highly recommend Edison Ives, we have been working with them for our own policies as well as policies for clients. Everyone is so helpful. We recently needed an office insurance policy and Tim arranged for this to be sorted the same day for us. Thanks again!
I spoke to Gobind Suryavansi who was brilliant from the go. I was pleasantly surprised with the amount of time he spent with me to ensure that the policy was tailored to my needs and that I understood what I was covered for. It was so refreshing speaking to a professional, who made the process so smooth and left me feeling very confident that I was covered in the event of a claim. Your a credit to the company and I will definitely be recommending you to my friends and family. Thanks again Gobind
I have used Edison Ives twice in the past 6 months, dealing with Sarah Parnell, I have to say dealing with Sarah was a refreshing expereance based on dealings with other insurance Company's. Sarah is committed to Quality customer service and supplying the best product for the customer
We have been working with Edison Ives for a couple of years now and have always been impressed with their focus on customer service. They have also managed to obtain specialist and very cost-effective cover, with innovative solutions to meet for our insurance needs. Highly recommended.
Fantastic experience with Edison Ives, and especially Gobind. Whereas most insurance brokers take days to get quotes in place, Edison Ives take a matter of hours. The whole process was simple, efficient and a very professional service. Would recommend to anyone.
I dealt with Gobind for our Liability Insurance. He was very professional. Quick to reply with any queries. He made the whole process very easy.
Gobind was very helpful, he understood what I needed for my insurance and was very quick to get me the quote I was after.
Extremely helpful and efficient - found me the cover I needed for a complex build project.
An incredible team. Fast responses to queries and full disclosure received from Tony - Every time. Significant cost savings found with no decrease in cover.
My husband just set up his first business and as many can relate to its very overwhelming with all the things needed to do including insurance. I looked around and dealt with a couple other companies which in comparison were a nightmare.
Gobind was amazing with communication, making the whole daunting experience a breeze and going the extra mile to provide outstanding customer service. The company is very flexible and accommodating wouldn't hesitate to recommend to any of my friend or family.
I spent months trying to find bespoke insurance cover for my small food business but kept getting really bad service, no information and refusal with no explanation. I’d almost lost hope but then I got through to Tony from Edison Ives and he was incredible. Not only did he spend the time to explain things thoroughly, he went out of his way to help me find the right insurance policy for my business. I’m a super happy customer and would Highly recommend! Thank you so so much.
I was let down by another insurance broker at 5 o'clock on a Monday night with a project mobilizing on the Wednesday morning for which I had to have Rope access insurance for at £10M ELI/PLI.
Tony called me back after hours on the Monday night, got all of the information required (walked me through the document) and then put in a monumental effort to get the quotations back before my mobilization time. As a comparison I had other insurance brokers only responding to my enquiry 24hrs later.
Tony got everything in place in time for us to go offshore and successfully deliver our project. Absolute top man and I will be back to speak to Tony for our next insurance coverage (with a bit more time to spare).
Tim Dixon provided very professional service giving me timely reminders and following up on my queries promptly. The policy is tailored to our needs and competitive. Excellent service and I would recommend.
As a tree surgeon, I was struggling to find insurance to suit my company needs. I spoke to Tony at Edison Ives, his service was outstanding and prompt. He tailored my cover to suit my needs. Would absolutely recommend.
I have been dealing with Edison Ives for a couple of years and fined that both Tony & Ged have in depth knowledge of the insurance required all the Staff are very friendly & always helpful we have developed a great working relationship which will continue for many years.
Edison Ives have provided me with a high standard of customer care and attention. Sarah and the team advised and sourced insurance cover that ensured our business properties and clients obtained a high level of service and value for money.
We have held our Fleet and Professional Indemnity insurances with Edison Ives for a couple of years now and the service has always been second to none.
Sarah and the team respond promptly to any queries and we have always found them to be extremely helpful and understanding of our business needs.
We would not hesitate to recommend Edison Ives to any prospective customers.
Thank you.
Clever Energy Boilers
Great Service as always from Sarah at Edison Ives. They provide an excellent, professional service for our Buildings and Contents insurance at our two Sites. Always a pleasure to deal with and nothing is ever too much trouble.
Dave Hill - Navigation Wealth Management
We are delighted with the service received from Edison Ives, Ged and the rest of the team. We wouldn't hesitate to recommend them to anyone in future! Their advice and recommendations have been invaluable to us. Very professional, efficient and extremely helpful.
Top guys, very informative and knowledgeable, great value , we did all of our public liability insurance with this team , and would strongly recommend them . 10 out of 10 👍
Very Professional and always goes the extra mile to get you the best deals. We have switched all our business and fleet to Edison Ives. Saved our company money, Brilliant Service and very helpful. Tony is excellent! Would highly recommend.
Gobind is extremely helpful and knowledgeable. He went above and beyond to arrange the cover we needed and I have no hesitation in recommending him.
Excellent follow up with all queries covered.
Extremely helpful and at very competitive cost
I would be happy to use again and recommend