Pub & Bar Insurance
Specialist Insurance for Pubs, Bars and Licensed Premises
Running a pub or bar comes with
a unique range of risks. From
customer accidents and employee
injuries to property damage,
theft and business interruption,
the right insurance is essential.
At Edison Ives, we help pub owners,
landlords and bar operators
throughout the UK find suitable
insurance for their businesses.
Whether you operate a traditional
village pub, a busy city-centre bar
or a specialist licensed venue,
our team can discuss your
insurance requirements.
Get a Pub or Bar Insurance Quote
Looking for competitive insurance
for your pub, bar or licensed premises?
Tell us about your business,
the type of venue you operate
and your insurance requirements.
Our team will be happy to
discuss suitable options.
Why Is Specialist Pub Insurance Important?
Pubs and bars face risks that
can differ significantly from
those of other commercial businesses.
Serving alcohol, operating
late into the evening,
hosting entertainment and
welcoming large numbers of
customers can all affect
insurance requirements.
A specialist insurance broker
can help you understand the
cover available and identify
important conditions or
exclusions relevant to
your business.
What Does Pub Insurance Cover?
Pub insurance can combine
several different types of
protection, depending on
your business activities
and insurer requirements.
Public Liability Insurance
Protection against certain
claims involving injury
to customers or members
of the public, or damage
to third-party property.
Employers’ Liability Insurance
Cover for certain claims
involving employees
who suffer work-related
injury or illness.
Most UK employers are
legally required to
hold employers’
liability insurance.
Buildings Insurance
Insurance for the
structure of your premises
against specified risks,
where you are responsible
for insuring the building.
Contents & Stock Insurance
Protection for insured
furniture, fixtures,
fittings, equipment
and stock against
specified events.
Business Interruption
Can provide financial
protection following
certain insured events
that interrupt your
normal trading activities.
Money & Theft Cover
Cover may be available
for insured money,
theft losses and
related risks, subject
to policy conditions
and security requirements.
Legal Expenses Insurance
May provide assistance
with specified legal
disputes and associated
legal costs, subject
to the policy wording.
Loss of Licence Cover
Specialist cover may
be available for certain
financial losses following
the loss of a premises
licence in circumstances
insured by the policy.
Not all covers are automatically
included. Policy limits,
exclusions and conditions
will vary between insurers.
Insurance for Different Types of Pubs and Bars
Every licensed premises
operates differently.
We can discuss insurance
requirements for a wide
variety of businesses.
Traditional Pubs
Insurance for independent
pubs, village pubs and
community drinking
establishments.
Bars & Cocktail Venues
Cover for bars,
cocktail lounges and
other licensed venues.
Food-Led Pubs
Insurance for pubs
operating kitchens,
restaurants and
food service facilities.
Late-Night Venues
Specialist insurance
enquiries for venues
operating extended
trading hours.
Loss of Licence Insurance for Pubs
A premises licence can be
essential to the operation
and financial viability
of a pub or bar.
In certain circumstances,
the loss of a licence
could result in significant
financial consequences.
Specialist loss of licence
insurance may provide
protection against specified
financial losses following
an insured licence loss.
However, these policies
can contain important
restrictions and exclusions.
Cover will not necessarily
apply where a licence is
lost because of misconduct
or failure to comply
with licensing requirements.
Our team can discuss
whether this type of
protection is appropriate
for your business.
Why Choose Edison Ives for Pub Insurance?
At Edison Ives, we understand
that running a pub involves
much more than simply
opening the doors
and serving customers.
We take time to understand
your premises, opening hours,
entertainment, food service
and other activities before
exploring suitable insurance
arrangements.
Our team can approach
appropriate insurance
markets and help explain
the important terms,
conditions and exclusions
of the quotations available.
Our aim is to arrange
suitable protection at
a competitive premium,
without overlooking
important areas of risk.
Looking for a Pub Insurance Quote?
Whether your policy is
approaching renewal or
you’re opening a new
licensed premises,
contact our team today.
Speak to Our Pub Insurance Specialists
For assistance with
pub and bar insurance,
contact Edison Ives.
Call us on
0113 390 4646
Or email
info@edinsure.co.uk