Facilities Management Insurance
Specialist Insurance for Facilities Management Companies
Facilities management businesses play
an essential role in maintaining,
managing and protecting commercial
and residential properties.
From building maintenance and cleaning
to managing contractors and overseeing
health and safety, facilities management
companies face a wide range of risks.
At Edison Ives, we help facilities
management businesses throughout the UK
explore insurance solutions tailored
to their operations and responsibilities.
Get a Facilities Management Insurance Quote
Looking for specialist insurance
for your facilities management business?
Tell us about the properties you manage,
the services you provide and any
specialist activities undertaken
by your employees or subcontractors.
Our team will discuss your requirements
and explore suitable insurance options.
Why Do Facilities Management Companies Need Insurance?
Facilities management companies can
be responsible for a wide range of
services, from routine maintenance
and inspections to coordinating
essential building operations.
If something goes wrong, your business
could face allegations of negligence,
property damage, injury or failure
to fulfil contractual obligations.
Appropriate insurance can help
protect your business against
certain financial consequences
arising from insured events.
The cover required will depend
on your activities, contractual
responsibilities and the risks
associated with the properties
you manage.
What Does Facilities Management Insurance Cover?
Facilities management insurance
can incorporate several types
of commercial insurance,
depending on your business
activities and requirements.
Public Liability Insurance
Can provide protection against
certain claims involving
accidental injury to members
of the public or damage
to third-party property.
Employers’ Liability Insurance
Can cover certain claims
arising from employees
suffering injury or illness
in connection with their work.
Most UK employers are legally
required to maintain
employers’ liability insurance,
subject to exemptions.
Professional Indemnity Insurance
Can provide protection against
certain claims involving
professional negligence,
errors or omissions
in advice or services.
Products Liability Insurance
May provide protection
against certain claims
involving injury or damage
caused by products supplied
by your business.
Tools & Equipment Insurance
Cover may be available
for tools, machinery
and specialist equipment
used in your operations.
Contract Works Insurance
Where your business undertakes
insured building or maintenance
projects, cover may be available
for specified works and materials.
Commercial Motor & Fleet Insurance
Insurance for vehicles
used by facilities management
teams, including vans
and commercial fleets.
Legal Expenses Insurance
May provide assistance
with certain legal disputes
and associated costs,
subject to policy conditions.
Available covers, limits,
exclusions and excesses
vary between insurers.
Some covers may require
separate policies.
Common Risks Faced by Facilities Management Businesses
Facilities management businesses
often work across multiple sites
and undertake a broad range
of operational responsibilities.
Property Damage
Accidental damage to
buildings, equipment
or third-party property
during maintenance work.
Injury on Site
Accidents involving
employees, visitors,
tenants or contractors
at managed premises.
Professional Negligence
Allegations involving
inadequate inspections,
maintenance recommendations
or professional services.
Contractual Responsibilities
Insurance requirements
arising from service
agreements, maintenance
contracts and client
obligations.
Who Needs Facilities Management Insurance?
We can discuss insurance
requirements with businesses
providing facilities management
services across a range
of property sectors.
Commercial Property Management
Businesses managing
offices, retail premises,
warehouses and other
commercial buildings.
Residential Property Management
Facilities management
providers responsible
for residential blocks
and communal areas.
Building Maintenance Companies
Businesses providing
planned and reactive
maintenance services.
Integrated Facilities Management
Companies providing
multiple services such
as cleaning, maintenance,
security coordination
and site management.
Facilities Management Insurance and Subcontractors
Many facilities management
businesses rely on subcontractors
to deliver specialist services.
It is important to understand
how your insurance responds
to work undertaken by
subcontractors and whether
specific conditions apply.
Insurers may ask about
the type of work subcontracted,
annual payments to subcontractors
and the insurance arrangements
maintained by those businesses.
Our team can help you
identify relevant information
when discussing your
insurance requirements.
Why Choose Edison Ives?
At Edison Ives, we understand
that facilities management
businesses rarely operate
in exactly the same way.
Some companies focus on
property inspections and
contractor coordination,
while others provide
hands-on maintenance,
cleaning or specialist
technical services.
We take time to understand
your business activities,
contracts and responsibilities
before approaching appropriate
insurance markets.
Our aim is to help you
arrange suitable protection
at a competitive premium,
while ensuring important
policy conditions and
exclusions are considered.
Looking for Facilities Management Insurance?
Whether you are reviewing
your current insurance
arrangements, approaching
renewal or starting a
facilities management business,
our team would be happy
to discuss your requirements.
Speak to Our Facilities Management Insurance Team
Contact Edison Ives to discuss
your facilities management
insurance requirements.
Call us on
0113 390 4646
Or email
info@edinsure.co.uk