Public & Product Liability Insurance

Public liability insurance is one of the most important forms of cover that your organisation may ever purchase. The type of cover is held and utilised by a wide variety of businesses across a large number of industries.  Public liability insurance provides financial assistance for policyholders and protects against third-party damage, personal injury claims, and damage to client’s property.

Product liability insurance provides essential cover for many UK businesses. This type of insurance protects against losses due to injury caused by malfunctions or defects in your products. It can also include design defects or a failure to warn consumers about the dangers of using a product. For a bespoke Product Liability Quote contact Edison Ives Insurance Solutions today.

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Why Purchase Public & Product Liability Insurance?

Product Liability

Even if you do not physically manufacture a product, you may be at risk for litigation. The actual manufacturer is not the only party liable for product flaws, defects and failures. Retailers and wholesalers can also be found liable if:

  • Their company’s name is on the product;
  • they repaired, altered, or refurbished the product;
  • they imported the product from outside the European Union;
  • you cannot clearly identify the manufacturer; or
  • the manufacturer has gone out of business.

At Edison Ives Insurance Solutions we can provide a specialist Product Liability Quote.

Public Liability

A comprehensive public liability policy provides cover for claims of bodily injury or other physical injury, personal injury, and property damage as a result of your business. It is one of the highest risk areas for the many business and claims can come from:

  • Slips and trips
  • Work place accidents
  • Handling and lifting heavy objects
  • Electric shocks
  • Chemical injuries
  • Faulty equipment
  • Careless employees
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Our Clients Rate Us

Fantastic service

Fantastic service from Maria and Ged at Edison Ives. Professional, friendly and courteous service, well done!

Chris Phillips
Great for start-up businesses

Amazing service. Quick and reliable help. Great for start-up businesses. Professional and very helpful staff. Will be back for sure. Strongly recommend.

Grazyna Marlewska
Everyone is so helpful

Would highly recommend Edison Ives, we have been working with them for our own policies as well as policies for clients. Everyone is so helpful. We recently needed an office insurance policy and Tim arranged for this to be sorted the same day for us. Thanks again!

Katie Johnston
Public & Product Liability Insurance Claim Instructions

It is important that Public & Product Liability Insurance claims are dealt with professionally and in a timely manner. At Edison Ives we do not just provide a Product Liability Quote. We also offer a complete claim service should the worst happen. Below is a step by step guide to assist you –

  • Provide all documents, correspondence, or legal action papers you have that relate to this incident.
  • Provide names and addresses of any witnesses to the incident, or of employees who may be able to provide details on the product or location involved in the incident.
  • If a product is involved and you have the product, save it for inspection by the loss adjuster or insurer.
  • The loss adjuster will deal directly with the claimant or his/her solicitor. Do not deal with the claimant yourself. Please refer all inquiries to your insurance broker.
  • Expect to be contacted by the loss adjuster within two working days. Please call Edison Ives if you have not been contacted within that timeframe.
  • If this claim significantly affects your continuing operations, we will request that the insurer expedite your claim.
  • Please let us know immediately if your circumstances change and this loss will have a greater impact on your business than originally anticipated.

Public & Product Liability Insurance claims can develop quickly so it is important to act quickly and completely when responding.

Useful Links:

Product Liability

Public Liability

How to get in touch:

Our team of professional, experienced and friendly insurance specialists are always ready to talk to you, to discuss the unique insurance requirements of your business. They are available on 0113 390 4646 or info@edinsure.co.uk.