Vape Shop Insurance - Help Is At Hand

Vape Shop Insurance

As a vape shop and e-cigarette retailer there are a number of risks you face that could affect your business. We have produced this page to highlight the most common exposures you face, provide advice to help mitigate your risks, and information on what insurance you should have in place. The right insurance should make sure that you are financially protected should the worst happen.

Employers’ liability exposure. Often claims arise from employees lifting and moving items incorrectly. This can cause back injury, hernia, sprain, and strain. We are seeing a rise in these types of injuries which often result in compensation claims against the employer.

Employers Liability is a legal requirement so your policy should respond, but there are actions you can take to reduce the chance of a claim arising. We recommend speaking to a good H&S advisor who will assist.

Call today on 0113 3904646.

E-Cigarette Insurance

Your public liability exposure. This is always a concern in a retail environment where the public visit your premises. To reduce incidents we suggest that all stock should be on shelves, or locked cabinets, that are easily viewable or accessible to customers. Floor coverings should be in good condition, with no frayed or worn spots on carpet, and no cracks or holes in flooring. Sufficient exits must be provided and be well marked.

Car parks and pavements need to be in good repair with snow and ice removed, and need to be generally level and free of exposure to slip and fall. If your business is open after dark, adequate lighting and appropriate security for the area must be present.

As a final protection we strongly recommend that any business that deals with the public has Public Liability insurance. This comes as standard on most vape shop insurance packages and is vital.

For more info contact Edison Ives.

Other Vape Shop Exposures

Property exposure. If an incident such as a fire occurs, substantial fire and water damage may result in your stock and contents being completely destroyed. Again a good vape shop insurance package will cover your contents, stock and fixtures and fittings. Please make sure that you update your sums insured at least annually to ensure you are fully protected.

Crime exposure. Theft is a major concern in your sector due to the high value of the vape devices and liquids. It can occur from employee dishonesty or from a robbery.

Employee dishonesty is on the rise, and unfortunately, many owners only find out about employee theft when it is too late. The risk can be controlled through inventory monitoring, close control of the till, and disciplined controls. Theft prevention requires careful control of money kept on site and regular bank deposits. Appropriate theft controls such as alarms, locked cabinets, roller shutters lighting, and access to the premises should be in place.

Product liability. This is a specialist cover for your sector and very difficult to obtain. You will require this cover if you produce your own items or re-label items.

 Minimum recommended cover:

Canva Electronic Vaping Device In Vape Shop Scaled

Request A Quote

A Little Bit About Us

Howe to get a quote?

To source the quotation, we just need to know a bit more about your vape shop. We will then go about obtaining quotes, and then provide you with the best solution for your e-cigarette shop. In addition, we won’t just source insurance, we are there to act as your business insurance consultant, and support your business where possible. If you are happy with the quote you can pay there and then, via BACS or by taking out instalments and spreading the payments out over 6 or 10 monthly payments.

Who are Edison Ives?

At Edison Ives we’ve built up decades of experience and a network of specialist vape shop insurance contacts. We have access to ‘broker only’ markets, niche markets, major markets, and specialist underwriting agencies. As we’re not tied to anyone, or owned by a big corporate, we use the markets we choose, meaning we go where we feel is best for you.

We’re an independent business, supporting other independent businesses. We’re a ‘different’ kind of insurance broker and we passionately support other small and medium sized businesses wherever possible. We protect your business as if it was our own.

When you deal with Edison Ives you will get a dedicated account manager. This will be the same person that arranges your quotation, speaks to you at renewal and should the worst happen co-manage your claim. All our account managers have a cap on how many clients they deal with to ensure that that personal service is never lost.

To discuss your insurance needs please call today on 0113 3904646, or visit our Contact Us page.

Our Clients Rate Us

Efficient, pleasant and cost effective

Very efficient, pleasant and cost effective service from Tony Suryavansi.

David Simpson
Excellent service

Always an excellent service, super helpful, friendly and professional.

Chipp Coffee Co.
Incredibly helpful and supportive

I have to say that Tony Suryavansi from Edison Ives not only gave us the lowest quote for the insurance on the building in which our flats are located but also was incredibly helpful and supportive. So there was no question that we would choose the insurance he proposed and we look forward to working with him again next year,

John O'Sullivan
Made life easy

Maria made life very easy for me I told her what I wanted and she sorted it for me a great service thanks Maria 👌

Paul Snelling
Claim dealt with efficiently and quickly

For the first time in many, many years I had to make a claim when a tenant left one of my properties having damaged an expensive front door. Nikki handled the claim efficiently and quickly, and RSA were also quick and ready to approve the claim. Great service - thank you

Robert Hadaway
A good deal

If you want a good deal in Business insurance tailor made for you, make sure you deal with Edison, they team will get you sorted in no time and no headache, and if want to enhance your experience ask for Gobind !
Thank you

Fateh Ayad
Very professional

Very professional, I dealt with Andrew, he was polite, phoned when he said he would and got me a good price for my public liability insurance. Five 🌟. Would definitely recommend.

Ian Patrick Spring
Excellent Price

Excellent Price and a Great All-round Experience from Gary

Mark Hughes (Trenchstyle)
I can’t recommend Edison Ives highly enough

Gary did an amazing job for our building saving us over £15k in our renewal premium that was quoted by our old broker. They have made the entire process of switching very simple and efficient. I can’t recommend Edison Ives highly enough.

Paul Harper
Excellent service

Excellent service from Gary, prompt, clear and the best quote! I will not hesitate in using again.

John Palmer
Competitive Quote

Very prompt, knowledgeable and friendly service from this team who got a competitive quote for our block of flats insurance, would recommend!

Henry Mortley
Excellent Service

Excellent service and easy to deal with.

Fred Bishop
Customer Service Was Fantastic

After spending several weeks looking for insurance and not managing to find anything suitable I finally found Edison Ives. Tony took the time to listen to my business insurance needs and find appropriate and reasonable insurance for us. His customer service was fantastic and he explained everything fully so I know exactly what we are covered for. I have already recommended them to friends and will definitely be using them again.

Natalie Lofthouse
Felt Looked After

This year, Paul Blyth looked after me. It felt like Paul knew straight away I didn't want anyone to waste my time. He got straight to the point, pointing out the most important things in my cover which I knew about....but it was nice that it was brought to my attention....whereas other insurance company didn't even mention these points. Hence I say I felt looked after by Edison Ives.

MML Reviews
Exceptional Advice

We have been in business for 40 years and in that time I have dealt with numerous insurance brokers, in obtaining guest house insurance. However I must say that if have found Paul Blythe of Edison Ives exceptional in the level of advice and overall helpfulness. The policy price that he negotiated was very competitive and he managed to obtain a longer unoccupation of our business than normal. He is a man on top of his job and I was more than pleased to place my next policy with his company. I would urge anyone seeking business insurance to at least give Paul an opportunity to quote.

The Jays Guest House
Answered All Our Questions

We needed Public Liability Insurance and we were given Edison Ives contact details we spoke to Gary Thorner he was excellent answered all our questions and gave us 3 options. We highly recommend this company. Dyers Quality Joinery LTD.

Zara Dyer
Nothing Was Too Much Trouble

The guys at Edison Ives were brilliant. The insurance required was a little unusual and some brokers were unable to help but this company helped to ensure they found a policy that would cover all aspects and at the best price. Nothing was too much trouble. I would DEFINITELY use them again and recommend them.

Julie Rodriguez
First Class Personal Service

I am a Director of a RTM and am responsible for the maintenance of an apartment block of 12 flats. Our building insurance is due for renewal and I contacted Gary Thorner to obtain a quotation. We spoke on the telephone initially and it was reassuring to speak to somebody who was knowledgeable, able to answer my queries and provide good advice. I received a detailed quotation shortly thereafter, which I shall accept. A first class personal service, and the most competitive quote out of the three I obtained.

Peter Holwill
A Fantastic Company To Deal With

A fantastic company to deal with. Not only were they extremely efficient and provided a number of quotes which were cheaper than the current insurer of our block of flats, but everything was arranged in a timely and friendly manner and whatever was promised in terms of communication and updates was delivered ahead of time. In particular, Gary provided information and practical advice in a friendly, very professional manner without any pressure whatsoever. I would recommend this company and Gary without any hesitation whatsoever and look forward to continuing to do business with them in the future.

Dave T
Above and Beyond

Cannot thank Gobind enough for arranging Landlord Insurance so quickly for us with a next day renewal date. He went above and beyond to get us a cheaper, but equally comprehensive policy and to start that night. Would definitely recommend Edison Ives.

Debbie Sloan
Strongly Recommend

I am most grateful for all the help that Gary Thorner of Edison Ives Insurance Solutions gave me for securing my buildings insurance policy. Gary was very positive in chasing up quotes and going over at length the details for the policy which we secured. Phone calls, emails and all questions were answered most promptly. I would strongly recommend the services of Edison Ives.

William Reeve
Landlord Insurance

Cannot thank Gobind enough for arranging Landlord Insurance so quickly for us with a next day renewal date. He went above and beyond to get us a cheaper, but equally comprehensive policy and to start that night. Would definitely recommend Edison Ives.

Debbie Sloan
Excellent Experience

Excellent experience from the team at Edison Ives once again! would highly them for any of your insurance needs.

Special shout out to Gary for putting some policies on for me very quickly.

Inderpal Dhillon
Exceptional Team

Tony and his exceptional team constantly deliver. Thanks for all the support.

Jeremy Gillis
Fantastic Service

Fantastic service from Maria and Ged at Edison Ives. Professional, friendly and courteous service, well done!

Chris Phillips
Great for start-up businesses

Amazing service. Quick and reliable help. Great for start-up businesses. Professional and very helpful staff. Will be back for sure. Strongly recommend.

Grazyna Marlewska
Everyone is so helpful

Would highly recommend Edison Ives, we have been working with them for our own policies as well as policies for clients. Everyone is so helpful. We recently needed an office insurance policy and Tim arranged for this to be sorted the same day for us. Thanks again!

Katie Johnston
Brilliant from the go

I spoke to Gobind Suryavansi who was brilliant from the go. I was pleasantly surprised with the amount of time he spent with me to ensure that the policy was tailored to my needs and that I understood what I was covered for. It was so refreshing speaking to a professional, who made the process so smooth and left me feeling very confident that I was covered in the event of a claim. Your a credit to the company and I will definitely be recommending you to my friends and family. Thanks again Gobind

Prep N Finish
Quality customer service

I have used Edison Ives twice in the past 6 months, dealing with Sarah Parnell, I have to say dealing with Sarah was a refreshing expereance based on dealings with other insurance Company's. Sarah is committed to Quality customer service and supplying the best product for the customer

Micheal Cranham
Specialist and very cost-effective

We have been working with Edison Ives for a couple of years now and have always been impressed with their focus on customer service. They have also managed to obtain specialist and very cost-effective cover, with innovative solutions to meet for our insurance needs. Highly recommended.

Japanese Knotweed Ltd