Commercial Insurance Brokers – What Can They Do For You?

Commercial Insurance Brokers – Why use one?

Your unique. Your insurance should be too.

Don’t settle for a ‘one size fits all’ insurance package. Every business across the UK has their own individual requirements and needs. Learn how to get the most out of commercial insurance brokers and provide your business with bespoke protection.

What are commercial insurance brokers?

Commercial insurance brokers protect your business from losses that occur from damage to property, injury to employees and business disruption. They cover a wide range of businesses including security companies, health centres, pubs and property investors.

What can they do for you?

There are different types of cover for the different risks to your business. Commercial insurance brokers specialise in providing the right cover for your business, from essential cover to specialist policies. Your insurance should protect you as well as your employees.

What you need to know.

The cost and type of commercial insurance your business needs can vary widely from business to business depending on size and services. Speak to an expert to make sure you are paying the right price, for the right insurance cover.

The Basics!

The following are core types of cover for your business:

Public Liability

Public Liability insurance is one of the most popular types of policies for small to medium businesses. It should cover the cost of any legal action or compensation claims against your business from a third-party. Therefore it applies to insurable events where property damage or injury, happens at your business premises, or while your business is at a third-party premises. For example, if a member of the public slips and injures themselves due to poorly maintained flooring on your premises, they may be eligible for compensation.

Employers’ Liability

If you employ one or more members of staff, Employers’ Liability insurance is an important policy for your business. It should cover your legal costs and any compensation in the rare event your employee suffers a work-related injury or illness. For instance, if an employee injures their back from excessive or repetitive movements from handling machinery or sitting at a desk for long periods of time, they may be eligible for compensation. Most policies will cover you for at least £10 million.

But…

There is also so much more cover to consider – Click here to view more.

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What makes top commercial insurance brokers UK?

Edison Ives are proud to be different; we recognise that each business has different needs and unique cover requirements.

We offer comprehensive, tailored cover for your business with our Commercial Combined Insurance packages. Finally, as a leading independent insurance broker, we are proud to be different. We work hard to get you the best price possible. However, we will never compromise on your cover for a cheap quote. Inadequate cover could be the most expensive policy you ever take out.

We love to work with like-minded businesses, and we aren’t afraid to investigate unique or specialist business cover. In fact, it’s what we do best! Looking for top commercial insurance brokers? Get your quote today!

Specialist Cover

Commercial insurance brokers offer core cover at a minimum; some also offer specialist cover for your unique business requirements. Different packages are also available so that you can combine essential core and specialist covers relevant to your business.

The right insurance brokers will consider every aspect of your business to recommend reliable cover that will protect you and your business should a worst case scenario happen.

With Edison Ives, you can get tailored cover for your business, all in one place!

Our Clients Rate Us

Over the Moon

I was referred to Edison Ives by the British Insurance Brokers Association and Tony was able to find an insurer that reduced my landlord cover from over £1300 to £495. I was over the moon and Tony made it all easy and straightforward. I would have no hesitation in recommending them to others.

Marcus Whawell Landlord

Right to Manage Insurance

As leaseholders we took the rights to manage our own flats. Not knowing anything about what needs to be done, Edison Ives (Tony) was of very good advice and guidance in taking out a building insurance for our flats. Clearly the personalised and trustworthy approach made us decide to work with them (as well as the money they made us save). I would highly recommend them to anyone taking on their rights to manage! Thanks.

Leib Nicholas Right to Manage Leaseholder

Solved the problem at a good price

I had a lot of problems trying to insure my rental new build flat, these guys were very courteous and solved the problem for me at a good price.

Sam W Property Owner

Absolutely Five Star!

I found Edison Ives while searching for home insurance which would provide cover for a house which shares the property with a home-based boarding kennel business. Tony was able to find me a very competitive package, and walked me through the whole process step by step. Tony could not have done more to help me, and for a new-start business his help and advice was invaluable. Absolutely Five Star!

Sarah Grint Boarding Kennel Owner

Exceptional Service

Customer service exceptional. Thanks to Edison Ives we got a competitive price for our block of flats insurance. Following that we had a claim and Ged helped us with this from start to finish. I would highly recommend.

Bridget McKinnon Property Owner

Really very helpful

Really very helpful. After having a claim in 2016, our premiums were extremely high. Edison Ives have found us a higher policy at a cheaper rate that our previous insurers.

Anonymous Fish & Chip Shop Owner

Who knew insurance could be fun?!

Ged gave me comprehensive advice in simple English and I now feel reassured that I have the right cover at the right price. He understands me and my business and is a joy to deal with. Who knew insurance could be fun?!

Ellan Campbell-Swann Owner - PR and Events Agency

Easy to deal with and professional

Very easy to deal with and very professional. So much better than dealing with the massive impersonal call centres, and Edison Ives still came back with a better premium. As with all insurance, it's not the buying but the claims process that's important. I get the feeling that should a claim be necessary they will do everything possible to support.

T.J. Property Owner - Residents Association Chair

A Trusted Insurance Partner

As the Director and owner of Edmonds Recruitment, it was essential to me to be able to find a trusted insurance partner to help me find the right Business Insurance that worked for me and my industry. I highly recommend using Edison Ives and specifically Tony Suryavansi. He will take the time to listen and answer any questions you may have about your policy and should you need him in the future, Tony makes himself readily available for ongoing advice.

Kath Edmonds Recruitment Director

Saved me £100s

Excellent service. They saved me 100s of pounds on my building insurance policy!

Harjoth Sekhon Property Developer

Really impressed

I was really impressed with Edison Ives. They bent over backwards to arrange our business insurance. Nothing was too much trouble for them and they were a pleasure to deal with.

Richard Gould Property Investor

Really Helpful

I can highly recommend Edison Ives. They have got me a really good price on my restaurant insurance and been really helpful throughout. Thanks a lot, I'll be moving all my insurance to them this year.

Tom Restaurant Owner

Made it simple

I find insurance documents long, complex and full of jargon. Thankfully Edison Ives' picked out the key points and communicated them clearly.

Amarjit Builders merchants

Thanks

I had been with my broker for a number of years and I never realised I was paying more than I needed to. Edison Ives went through my existing policy, highlighted that I was under insured, and then they managed to source a new package that provided a lot more cover at a similar price.

Cieran Surveyor