Commercial Insurance Brokers – Why use one?
Your unique. Your insurance should be too.
Don’t settle for a ‘one size fits all’ insurance package. Every business across the UK has their own individual requirements and needs. Learn how to get the most out of commercial insurance brokers and provide your business with bespoke protection.
What are commercial insurance brokers?
Commercial insurance brokers protect your business from losses that occur from damage to property, injury to employees and business disruption. They cover a wide range of businesses including security companies, health centres, pubs and property investors.
What can they do for you?
There are different types of cover for the different risks to your business. Commercial insurance brokers specialise in providing the right cover for your business, from essential cover to specialist policies. Your insurance should protect you as well as your employees.
What you need to know.
The cost and type of commercial insurance your business needs can vary widely from business to business depending on size and services. Speak to an expert to make sure you are paying the right price, for the right insurance cover.
The Basics!
The following are core types of cover for your business:
Public Liability
Public Liability insurance is one of the most popular types of policies for small to medium businesses. It should cover the cost of any legal action or compensation claims against your business from a third-party. Therefore it applies to insurable events where property damage or injury, happens at your business premises, or while your business is at a third-party premises. For example, if a member of the public slips and injures themselves due to poorly maintained flooring on your premises, they may be eligible for compensation.
Employers’ Liability
If you employ one or more members of staff, Employers’ Liability insurance is an important policy for your business. It should cover your legal costs and any compensation in the rare event your employee suffers a work-related injury or illness. For instance, if an employee injures their back from excessive or repetitive movements from handling machinery or sitting at a desk for long periods of time, they may be eligible for compensation. Most policies will cover you for at least £10 million.
But…
There is also so much more cover to consider – Click here to view more.
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What makes top commercial insurance brokers UK?
Edison Ives are proud to be different; we recognise that each business has different needs and unique cover requirements.
We offer comprehensive, tailored cover for your business with our Commercial Combined Insurance packages. Finally, as a leading independent insurance broker, we are proud to be different. We work hard to get you the best price possible. However, we will never compromise on your cover for a cheap quote. Inadequate cover could be the most expensive policy you ever take out.
We love to work with like-minded businesses, and we aren’t afraid to investigate unique or specialist business cover. In fact, it’s what we do best! Looking for top commercial insurance brokers? Get your quote today!
Specialist Cover
Commercial insurance brokers offer core cover at a minimum; some also offer specialist cover for your unique business requirements. Different packages are also available so that you can combine essential core and specialist covers relevant to your business.
The right insurance brokers will consider every aspect of your business to recommend reliable cover that will protect you and your business should a worst case scenario happen.
With Edison Ives, you can get tailored cover for your business, all in one place!
Our Clients Rate Us
Fantastic service from Maria and Ged at Edison Ives. Professional, friendly and courteous service, well done!
Amazing service. Quick and reliable help. Great for start-up businesses. Professional and very helpful staff. Will be back for sure. Strongly recommend.
Would highly recommend Edison Ives, we have been working with them for our own policies as well as policies for clients. Everyone is so helpful. We recently needed an office insurance policy and Tim arranged for this to be sorted the same day for us. Thanks again!
I spoke to Gobind Suryavansi who was brilliant from the go. I was pleasantly surprised with the amount of time he spent with me to ensure that the policy was tailored to my needs and that I understood what I was covered for. It was so refreshing speaking to a professional, who made the process so smooth and left me feeling very confident that I was covered in the event of a claim. Your a credit to the company and I will definitely be recommending you to my friends and family. Thanks again Gobind
I have used Edison Ives twice in the past 6 months, dealing with Sarah Parnell, I have to say dealing with Sarah was a refreshing expereance based on dealings with other insurance Company's. Sarah is committed to Quality customer service and supplying the best product for the customer
We have been working with Edison Ives for a couple of years now and have always been impressed with their focus on customer service. They have also managed to obtain specialist and very cost-effective cover, with innovative solutions to meet for our insurance needs. Highly recommended.
Fantastic experience with Edison Ives, and especially Gobind. Whereas most insurance brokers take days to get quotes in place, Edison Ives take a matter of hours. The whole process was simple, efficient and a very professional service. Would recommend to anyone.
I dealt with Gobind for our Liability Insurance. He was very professional. Quick to reply with any queries. He made the whole process very easy.
Gobind was very helpful, he understood what I needed for my insurance and was very quick to get me the quote I was after.
Extremely helpful and efficient - found me the cover I needed for a complex build project.
An incredible team. Fast responses to queries and full disclosure received from Tony - Every time. Significant cost savings found with no decrease in cover.
My husband just set up his first business and as many can relate to its very overwhelming with all the things needed to do including insurance. I looked around and dealt with a couple other companies which in comparison were a nightmare.
Gobind was amazing with communication, making the whole daunting experience a breeze and going the extra mile to provide outstanding customer service. The company is very flexible and accommodating wouldn't hesitate to recommend to any of my friend or family.
I spent months trying to find bespoke insurance cover for my small food business but kept getting really bad service, no information and refusal with no explanation. I’d almost lost hope but then I got through to Tony from Edison Ives and he was incredible. Not only did he spend the time to explain things thoroughly, he went out of his way to help me find the right insurance policy for my business. I’m a super happy customer and would Highly recommend! Thank you so so much.
I was let down by another insurance broker at 5 o'clock on a Monday night with a project mobilizing on the Wednesday morning for which I had to have Rope access insurance for at £10M ELI/PLI.
Tony called me back after hours on the Monday night, got all of the information required (walked me through the document) and then put in a monumental effort to get the quotations back before my mobilization time. As a comparison I had other insurance brokers only responding to my enquiry 24hrs later.
Tony got everything in place in time for us to go offshore and successfully deliver our project. Absolute top man and I will be back to speak to Tony for our next insurance coverage (with a bit more time to spare).
Tim Dixon provided very professional service giving me timely reminders and following up on my queries promptly. The policy is tailored to our needs and competitive. Excellent service and I would recommend.
As a tree surgeon, I was struggling to find insurance to suit my company needs. I spoke to Tony at Edison Ives, his service was outstanding and prompt. He tailored my cover to suit my needs. Would absolutely recommend.
I have been dealing with Edison Ives for a couple of years and fined that both Tony & Ged have in depth knowledge of the insurance required all the Staff are very friendly & always helpful we have developed a great working relationship which will continue for many years.
Edison Ives have provided me with a high standard of customer care and attention. Sarah and the team advised and sourced insurance cover that ensured our business properties and clients obtained a high level of service and value for money.
We have held our Fleet and Professional Indemnity insurances with Edison Ives for a couple of years now and the service has always been second to none.
Sarah and the team respond promptly to any queries and we have always found them to be extremely helpful and understanding of our business needs.
We would not hesitate to recommend Edison Ives to any prospective customers.
Thank you.
Clever Energy Boilers
Great Service as always from Sarah at Edison Ives. They provide an excellent, professional service for our Buildings and Contents insurance at our two Sites. Always a pleasure to deal with and nothing is ever too much trouble.
Dave Hill - Navigation Wealth Management
We are delighted with the service received from Edison Ives, Ged and the rest of the team. We wouldn't hesitate to recommend them to anyone in future! Their advice and recommendations have been invaluable to us. Very professional, efficient and extremely helpful.
Top guys, very informative and knowledgeable, great value , we did all of our public liability insurance with this team , and would strongly recommend them . 10 out of 10 👍
Very Professional and always goes the extra mile to get you the best deals. We have switched all our business and fleet to Edison Ives. Saved our company money, Brilliant Service and very helpful. Tony is excellent! Would highly recommend.
Gobind is extremely helpful and knowledgeable. He went above and beyond to arrange the cover we needed and I have no hesitation in recommending him.
Excellent follow up with all queries covered.
Extremely helpful and at very competitive cost
I would be happy to use again and recommend