Commercial Insurance Brokers
Your Business Is Unique. Your Insurance Should Be Too.
Every business faces different risks. Whether you run a small independent company, manage commercial property or operate in a specialist industry, having the right insurance is essential.
At Edison Ives, our commercial insurance brokers help businesses throughout the UK find suitable insurance protection, tailored to their individual requirements.
We believe insurance should be about more than simply finding the cheapest premium. It’s about understanding your business and arranging cover that responds when you need it.
Request a Commercial Insurance QuoteGet In Touch
What Is a Commercial Insurance Broker?
A commercial insurance broker is a professional who helps businesses identify their insurance needs, obtain quotations and arrange suitable insurance policies.
Rather than approaching insurers individually, a broker can access appropriate insurance markets and compare the options available.
Commercial insurance brokers can explain important policy terms, conditions, exclusions and excesses, helping businesses make informed decisions.
At Edison Ives, we work with businesses across many industries, from retail and hospitality to construction, property and specialist commercial sectors.
Why Use a Commercial Insurance Broker?
Working with an experienced commercial insurance broker can provide several advantages.
Tailored Insurance Advice
We take the time to understand your business activities, operations and potential risks before discussing suitable cover.
Access to Specialist Insurers
We can approach mainstream and specialist insurance markets depending on the nature of your business.
Clear Policy Explanations
We help you understand important policy conditions, exclusions, excesses and cover limits.
Claims Support
Our team can assist with insurance claims and communication with your insurer.
What Types of Commercial Insurance Are Available?
The right combination of insurance will depend on your business activities, size, employees and assets.
Public Liability Insurance
Public liability insurance can provide protection against certain claims involving accidental injury to members of the public or damage to third-party property.
For example, a customer may suffer an injury while visiting your business premises.
Employers’ Liability Insurance
Employers’ liability insurance can cover certain claims from employees who suffer injury or illness arising from their employment.
Most UK employers are legally required to hold at least £5 million of employers’ liability insurance, subject to exemptions.
Commercial Property Insurance
Insurance for business premises, buildings, equipment, contents and stock against specified insured events.
Business Interruption Insurance
Can provide protection against certain financial losses following an insured interruption to business operations.
Professional Indemnity Insurance
Insurance for businesses providing professional advice or services, covering certain claims arising from errors, omissions or negligence.
Cyber Insurance
Specialist insurance that may provide cover for specified cyber incidents, data breaches and associated costs.
All cover is subject to insurer acceptance and the terms, conditions and exclusions of the relevant policy.
Commercial Combined Insurance
For businesses requiring several different types of protection, a commercial combined insurance policy may offer a practical solution.
Depending on the insurer, a commercial combined policy can bring together cover for buildings, contents, stock, liability and business interruption under one arrangement.
Our team can discuss whether a combined policy is suitable for your business or whether separate specialist policies may be more appropriate.
Specialist Commercial Insurance Brokers
Not every business fits neatly into a standard insurance policy.
Some industries face unusual exposures, specialist contractual requirements or activities that mainstream insurers may be unwilling to cover.
At Edison Ives, we regularly discuss insurance requirements with businesses operating in specialist sectors.
Construction & Contractors
Insurance for contractors, tradespeople and businesses undertaking construction or specialist site work.
Property Owners
Insurance for commercial and residential landlords, property investors and management companies.
Retail & Hospitality
Insurance for shops, pubs, bars, restaurants and other customer-facing businesses.
High-Risk Industries
Specialist insurance enquiries involving unusual activities, difficult risks and complex insurance needs.
Why Choose Edison Ives?
At Edison Ives, we believe that good insurance advice begins with understanding the customer.
We take a personal approach, discussing your business activities and requirements before exploring suitable insurance markets.
Our aim is to provide competitive quotations without overlooking important areas of cover.
We also recognise that your insurance needs may change as your business grows. Our team can assist with renewals, policy adjustments and ongoing insurance enquiries.
Ready to Get a Commercial Insurance Quote?
Whether you’re starting a new business, reviewing an existing policy or approaching renewal, we’d be happy to discuss your requirements.
Request Your QuoteSpeak to Our Commercial Insurance Team
For straightforward advice about your business insurance, contact Edison Ives today.
Call us on 0113 390 4646
Or email info@edinsure.co.uk