Unoccupied Commercial Property Insurance

Empty Property Insurance

Owning an unoccupied building can pose serious liabilities as unoccupied buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own an empty property, it is advisable to purchase unoccupied commercial property insurance, also known as unoccupied building insurance to protect against risks.

All the policies we arrange are tailored to your unique needs. We have a range of specialist insurers and great relationships, so we are confident we can arrange the right policy for you. We have many years’ experience in the unoccupied commercial property insurance insurance sector, and we can assist you with risk management tools if required. Call today on 0113 3904646.

Protect Your Property

Under most policies, unoccupied commercial property insurance can provide protection if your building goes unoccupied for thirty days, but please ensure you always update your broker. If this does not suffice you may also be able to choose the length of cover to ensure that you are only paying for what you need.

It is vital to realise that Insurance isn’t just about price. We want to make sure that if an insurance claim arises you are protected. When a claim happens, it is often a distressing experience. We will work with you to achieve a fair, favourable claim resolution whilst minimising disputes. Throughout the process you will have our direct contact details so that we are on hand to help. For more info email Edison Ives.

Unoccupied Property Help!

Depending on your policy, there may be certain conditions that must be met in order for a claim to be covered, such as specific lock and security requirements. Edison Ives will make sure that you know all limitations and requirements of your unoccupied property insurance policy. In addition to purchasing cover for an unoccupied building:

  • Regularly inspect the property for damage or threats of damage
  • Make sure you have window locks and 5-lever mortise deadlocks to secure the property
  • Install alarm systems that are triggered by intruders, fires or floods
  • Remove all valuables
  • Switch off utilities

Owning an unoccupied building can pose serious liabilities because unoccupied buildings are often more susceptible. Here are risks you should consider:

  • Fire
  • Lightning damage
  • Explosion
  • Windstorm or hail damage
  • Smoke damage
  • Theft and attempted theft
  • Riot or civil commotion damage
  • Escape of water
  • Subsidence
  • Vandalism (no one is present to deter vandals)
  • Malicious mischief on the property and general property destruction

Request A Quote

A Little Bit About Us

Getting a quote from us

To source the quotation, we need to understand a bit more about your property. We will then go about obtaining quotes, and then provide you with the best solution. In addition, we won’t just source insurance, we are there to act as your property insurance consultant, and support your you where possible. If you are happy with the quote you can pay there and then, via BACS or by taking out instalments and spreading the payments out over 6 or 10 monthly payments.

Who are Edison Ives?

At Edison Ives we’ve built up decades of experience and a network of specialist property underwriter contacts. We have access to ‘broker only’ markets, niche markets, major markets, and specialist underwriting agencies. As we’re not tied to anyone, or owned by a big corporate, we use the markets we choose, meaning we go where we feel is best for you.

When you deal with Edison Ives you will get a dedicated account manager. This will be the same person that arranges your quotation, speaks to you at renewal and should the worst happen co-manage your claim. All our account managers have a cap on how many clients they deal with to ensure that that personal service is never lost.

To discuss your insurance needs please call today on 0113 3904646, or visit our Contact Us page.

Our Clients Rate Us

Over the Moon

I was referred to Edison Ives by the British Insurance Brokers Association and Tony was able to find an insurer that reduced my landlord cover from over £1300 to £495. I was over the moon and Tony made it all easy and straightforward. I would have no hesitation in recommending them to others.

Marcus Whawell Landlord
Right to Manage Insurance

As leaseholders we took the rights to manage our own flats. Not knowing anything about what needs to be done, Edison Ives (Tony) was of very good advice and guidance in taking out a building insurance for our flats. Clearly the personalised and trustworthy approach made us decide to work with them (as well as the money they made us save). I would highly recommend them to anyone taking on their rights to manage! Thanks.

Leib Nicholas Right to Manage Leaseholder
Solved the problem at a good price

I had a lot of problems trying to insure my rental new build flat, these guys were very courteous and solved the problem for me at a good price.

Sam W Property Owner
Absolutely Five Star!

I found Edison Ives while searching for home insurance which would provide cover for a house which shares the property with a home-based boarding kennel business. Tony was able to find me a very competitive package, and walked me through the whole process step by step. Tony could not have done more to help me, and for a new-start business his help and advice was invaluable. Absolutely Five Star!

Sarah Grint Boarding Kennel Owner
Exceptional Service

Customer service exceptional. Thanks to Edison Ives we got a competitive price for our block of flats insurance. Following that we had a claim and Ged helped us with this from start to finish. I would highly recommend.

Bridget McKinnon Property Owner
Really very helpful

Really very helpful. After having a claim in 2016, our premiums were extremely high. Edison Ives have found us a higher policy at a cheaper rate that our previous insurers.

Anonymous Fish & Chip Shop Owner
Who knew insurance could be fun?!

Ged gave me comprehensive advice in simple English and I now feel reassured that I have the right cover at the right price. He understands me and my business and is a joy to deal with. Who knew insurance could be fun?!

Ellan Campbell-Swann Owner - PR and Events Agency
Easy to deal with and professional

Very easy to deal with and very professional. So much better than dealing with the massive impersonal call centres, and Edison Ives still came back with a better premium. As with all insurance, it's not the buying but the claims process that's important. I get the feeling that should a claim be necessary they will do everything possible to support.

T.J. Property Owner - Residents Association Chair
A Trusted Insurance Partner

As the Director and owner of Edmonds Recruitment, it was essential to me to be able to find a trusted insurance partner to help me find the right Business Insurance that worked for me and my industry. I highly recommend using Edison Ives and specifically Tony Suryavansi. He will take the time to listen and answer any questions you may have about your policy and should you need him in the future, Tony makes himself readily available for ongoing advice.

Kath Edmonds Recruitment Director
Saved me £100s

Excellent service. They saved me 100s of pounds on my building insurance policy!

Harjoth Sekhon Property Developer
Really impressed

I was really impressed with Edison Ives. They bent over backwards to arrange our business insurance. Nothing was too much trouble for them and they were a pleasure to deal with.

Richard Gould Property Investor
Really Helpful

I can highly recommend Edison Ives. They have got me a really good price on my restaurant insurance and been really helpful throughout. Thanks a lot, I'll be moving all my insurance to them this year.

Tom Restaurant Owner
Made it simple

I find insurance documents long, complex and full of jargon. Thankfully Edison Ives' picked out the key points and communicated them clearly.

Amarjit Builders merchants
Thanks

I had been with my broker for a number of years and I never realised I was paying more than I needed to. Edison Ives went through my existing policy, highlighted that I was under insured, and then they managed to source a new package that provided a lot more cover at a similar price.

Cieran Surveyor